Beyond the Sticker Price
What does a Tesla actually cost over five years? We calculated everything.
Model 3 Standard RWD — $38,990 MSRP
- Purchase (after financing at 4.5%): $43,400
- Charging (80% home): $3,250
- Insurance: $10,800
- Maintenance: $1,800
- Tires (2 sets): $2,000
- Depreciation (resale ~$22,000): $16,990
- 5-Year Total: ~$36,340 | Cost per mile: $0.61
Model Y Long Range AWD — $45,990 MSRP
- Purchase: $51,200
- Charging: $3,500
- Insurance: $12,600
- Maintenance: $2,000
- Tires: $2,400
- Depreciation (resale ~$26,000): $19,990
- 5-Year Total: ~$42,290 | Cost per mile: $0.70
Cybertruck AWD — $59,990 MSRP
- Purchase: $66,800
- Charging: $4,200
- Insurance: $16,800
- Maintenance: $2,200
- Tires: $3,600
- Depreciation (resale ~$38,000): $21,990
- 5-Year Total: ~$50,990 | Cost per mile: $0.85
The Biggest Variables
- How you charge (home vs Supercharger)
- Insurance state
- Depreciation curve (hold 4+ years)
- Financing rate (0% APR saves $3,000–$5,000)
Maximize savings from day one: https://www.tesla.com/referral/peter25679